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We hope you will find the content here both insightful and interesting.

Smart Money Sept-Oct 2018

‘When I was young I thought that money was the most important thing in life; now that I am old I know that it is.' - Oscar Wilde With these pertinent words in mind, inside this issue we look at a number of topics designed to keep you up to date and help you plan to...

Guide to Protection Planning

Prepare for every possibility. Welcome to our Guide to Protection Planning. Inside we look at the number of key areas that will empower you to put in place an effective protection planning strategy to preserve and protect your wealth for you and future generations. We...

Guide to Asset Allocation

Reflecting your future capital or income needs. Understanding investment risk and determining what level of risk you feel comfortable with before you invest is an important part of the investment decision process. Your potential returns available from different kinds...

Smart Money July-August

Visualising what really matters to you is the key to the planning process. Hello and welcome to our latest issue. The summer edition brings you an array of insightful articles covering everything you need to help plan your finances, both before, during and after...

Guide to Investing

Creating and maintaining the right investment strategy to secure your financial future. Welcome to our Guide to Investing. It might seem complicated – and it isn’t for everyone – but investing can make your money work a lot harder. Whatever stage of life you’ve...

Guide to Individual Savings Account Transfers (ISAs)

Looking to boost the funds in your tax-efficient account? Did you know you can transfer your Individual Savings Account (ISA) from one provider to another at any time? Transferring your ISA to another provider is easy and could boost the funds in your tax-efficient...

Guide to Protecting Yourself From Scams

Don’t let a lifetime’s savings and investments be lost in moments. Fraudsters are getting more deceitful and ever more successful. Pension and investment scams are on the increase in the UK. Everyday fraudsters are using sophisticated ways to part savers from their...

Smart Money May–June 2018

Welcome to our latest edition. We aim to help you create the lifestyle you want and believe that anything is possible if you manage your finances in the right way. Inside this issue, we look at why it’s important to consider the tax implications of making financial...

Guide to Retirement Planning

Creating the opportunity to enjoy your life after work Welcome to our Guide to Retirement Planning. In recent years, retirement has become more about the opportunity to enjoy your life after work. Your finances are a huge part of achieving that. With the maximum State...

Guide to New Year Tax Planning

The key changes to existing policies and newly introduced initiatives Now that we’ve entered the 2018/19 tax year, a number of key changes have taken place to existing policies, along with some newly introduced initiatives. It’s important to consider these tax...

Guide to Inheritance Tax

Safeguarding more of what is rightfully yours for future generations. When we die, we like to imagine that we can pass on our assets to our loved ones so that they can benefit from them. In order for them to benefit fully from your assets, it is important to consider...