Welcome to the Lucent Knowledge Base

We hope you will find the content here both insightful and interesting.

Guide to Protecting Yourself From Scams

Don’t let a lifetime’s savings and investments be lost in moments. Fraudsters are getting more deceitful and ever more successful. Pension and investment scams are on the increase in the UK. Everyday fraudsters are using sophisticated ways to part savers from their...

Smart Money May–June 2018

Welcome to our latest edition. We aim to help you create the lifestyle you want and believe that anything is possible if you manage your finances in the right way. Inside this issue, we look at why it’s important to consider the tax implications of making financial...

Guide to Retirement Planning

Creating the opportunity to enjoy your life after work Welcome to our Guide to Retirement Planning. In recent years, retirement has become more about the opportunity to enjoy your life after work. Your finances are a huge part of achieving that. With the maximum State...

Guide to New Year Tax Planning

The key changes to existing policies and newly introduced initiatives Now that we’ve entered the 2018/19 tax year, a number of key changes have taken place to existing policies, along with some newly introduced initiatives. It’s important to consider these tax...

Guide to Inheritance Tax

Safeguarding more of what is rightfully yours for future generations. When we die, we like to imagine that we can pass on our assets to our loved ones so that they can benefit from them. In order for them to benefit fully from your assets, it is important to consider...

Guide To Lifestyle Planning

Helping you create the life you want Welcome to our Guide to Lifestyle Planning. Making provision for a secure future, be it for yourself, your family or your business, is one of the most important steps you will ever take. Changes in your circumstances or the effects...

Guide to Income Protection

Financial resilience and peace of mind for individuals and households If you were one of the million people in the UK each year that find themselves unable to work due to a serious illness or injury, how would you cope financially? The Association of British Insurers...

Guide to Stock Market Turbulence

The overall direction of developed stock markets is a relentless and continual rise in value over the very long term, punctuated by falls. It’s important not to let global uncertainties affect your financial planning for the years ahead. Individuals who stop their...

Smart Money March-April 2018

Welcome to our latest edition. Whether you are looking to create, protect or preserve your wealth for future generations, inside this issue we look at areas you may wish to discuss with us. Trying to second-guess the impact of events such as Brexit or the recent stock...

The January Effect

As investors ring in the new year, some may see the occasional headline about the “January Effect”. This theory suggests that the price movement of the stock markets during the month of January may signal whether it will rise or fall during the remainder of the year....

Welcome to our new Website!

We have updated our website to reflect our current team and the values we adhere to here at Lucent. We will bring you articles and updates through this ‘News’ page to keep you up to date with key events and topics. At Lucent we pride ourselves on TRULY putting...