We’re here to help you live the life you want.
We focus on your dreams, not numbers and help ambitious business leaders and their families make better financial decisions about the future. We remove worry, minimise risk and maximise return through our holistic Life Planning service.
Our founding adviser, Steve Rowe, is a chartered financial planner specialising in pension planning. Being ‘chartered’ is widely accepted as the gold standard in the UK, and this means we’re amongst the most experienced advisers with the highest qualifications obtainable.
START WITH DREAMS
We focus on your dreams, not percentages and numbers—and we want to hear your future vision.
A GUIDING HAND
We give you guidance to help you make your own decisions by understanding your fears and ambitions.
We back up our advice with reasoning, we’re not attached to any organisations, and have no vested interest in any products.
“They are genuine, straight-talking and succinct — you have a
conversation and you have a clear answer.”
Meet the team
Director & Independent Financial Adviser
Connect with Steve on LinkedIn
Chief Operating Officer
Hannah has been working in the financial services industry since 2001. Hannah holds a Diploma in Financial Planning, plus certificates in Auto Enrolment, Equity Release, Life & Pensions and Trusts & Estates Planning. She is also a qualified project manager (PRINCE 2 Foundation and Practitioner qualified). She joined Lucent in December 2017, where she’s responsible for HR, project management, strategy, compliance and risk management. Hannah works mostly behind the scenes, developing relationships with complimentary financial services companies and driving improvements which make everything easier for our clients. “This includes making sure we have the right technology, people and products, and the best relationships with third party businesses so our clients get the best service possible,” says Hannah. “Lucent has a 100% family ethos with a heart. It’s a strong, dynamic company with loyal customers, and Steve is a truly unique, genuine person.”
Connect with Hannah on LinkedIn
Independent Financial Adviser
Kelly has been working in financial services since 2016. Kelly chose to be a part of the Lucent team because there is a friendly and supportive atmosphere. Kelly has oriental origins, is fluent in many languages and was raised in a small town in Italy moving to the UK in 2014. Whilst working full time in Wealth management, Kelly successfully completed the Diploma in Regulated Financial Planning along with the Award in Long Term Care Insurance with the Chartered Insurance Institute. Moreover, she is further enhancing her technical and market knowledge through wider reading as well as self-study towards the Advanced Diploma in Financial Planning. Her aspiration is to eventually become a distinctive Chartered Financial Planner. At Lucent Financial Planning, Kelly is responsible for the analytical research to identify the most suitable solutions for our clients and creation of reports for a clear representation.
Senior Analyst and Paraplanner
Jean Paul Betancourt Paz
Paraplanner & Business Development Manager
Jean Paul has a strong academic background in investments and financial services. He was born in Colombia and chose a career in Financial Services after suffering from a lack of personal financial planning. He has passion for financially educating people from his time teaching at a leading university and from his previous industry experience. He holds a Diploma in Financial Planning and is working towards achieving Chartered status. Jean Paul joined Lucent as he felt that we “genuinely care about clients and are a people focused business”.