‘When I was young I thought that money was the most important thing in life; now that I am old I know that it is.’
– Oscar Wilde

With these pertinent words in mind, inside this issue we look at a number of topics designed to keep you up to date and help you plan to meet any changes in your life and financial circumstances.

For most people over the age of 55, it is now possible to cash in or unlock all of your pension. How you take these benefits will depend on the type of scheme you have and how you want to take benefits. On page 06, we consider the concerns that have been raised that some savers may risk running out of cash if they siphon too much out of their pension pots.

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