Why choose Lucent for financial advice and guidance?

Why Lucent?

Lucent Financial Planning are friendly and down to earth. We pride ourselves in being extremely approachable where no question is a silly question!

We are experts in what we do and work with our clients because you have one life and you know how you want to live it.

  • You may need some inspiration on what options are available to you.
  • You may need full holistic advice on everything or advice on one particular thing.
  • You may have a very complex situation and don’t know how to resolve your objectives.

Let us help you to live the life you want, sooner and to its maximum!


Lucent Financial Planning are proud to be a Chartered firm


‘Chartered Financial Planners’ status allows firms to demonstrate their professional commitment to raising standards of knowledge, capability and ethical practice.

Chartered firms must ensure staff members acquire and retain the necessary knowledge and skills to deliver the highest quality advice. They must also work in an ethical manner that places clients’ interests at the heart of the advice they give.

With fewer than 300 firms of ‘Chartered Financial Planners’, it remains an exclusive and valuable distinction.


Genuine professionalism has never been so valued – or so necessary. The Chartered titles awarded by the CII are steeped in history, but they remain today’s “gold standard” of excellence and integrity.



(Network Direct Ltd, A Network authorised and regulated by the Financial Conduct Authority)

We get top marks from the auditor, and our clients are living the lives they want.

We saved one family hundreds of thousands of pounds in tax penalties, we allowed another client to retire three years early (without losing any income), and proudly declared one couple were millionaires (earlier than expected).

To make sure that we adhere to the highest standards, we work with Network Direct Ltd who are authorised and regulated by the Financial Conduct Authority. As part of our yearly review, Network Direct said:

“Your business quality remains at an excellent standard and your enhanced qualifications have continued to deliver your further expansion in the market place. Your company has been recognised for its new business and client service excellence.

“Your client files are often referred to as ‘perfect examples’ of how client files should be should be (your files inspected by business quality were all to a very high standard). Your twelve month persistency levels [once a client has joined us they have stayed with us] stand at an excellent 100%. This is outstanding, especially when considering the types and levels of business you are completing.”

Compliance Supervisor at Network Direct.
Network Direct are the regulated entity. Lucent Financial Planning are an appointed representative of Network Direct Ltd who are authorised and regulated by the Financial Conduct Authority

Dont just take our words for it – here’s what our clients have to say.

Seasonal franchise for a better work life balance.

Seasonal franchise for a better work life balance.

Louise Walsh started her franchise of The Christmas Decorators in 2014, with the goal of pursuing a business opportunity which allowed her to make a higher income, have greater flexibility over her time and achieve a better work-life balance. “I was coming up to 50...

read more

Click the badge to read our latest reviews on the VouchedFor website >

Reviews and Ratings for Financial adviser Steven Rowe, Birmingham