We listen to your needs and offer clear, impartial advice on the most appropriate financial products for your personal circumstances.

 

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Lucent Financial Planning

We thank you for taking the time and effort to visit our web site as your visit is our initial opportunity to make some connection with you – to share with you our business philosophy and to present you with a brief but coherent perspective of how we can assist with your financial objectives, requirements or queries. You have found us because you are looking for unbiased, quality independent financial advice. As professional Independent Financial Advisers we are authorised to deal with many forms of financial services and related products. We specialise in giving advice to clients on a wide range of subjects to assist with personal financial planning.

Professionalism

At Lucent Financial Planning Ltd., we pride ourselves on maintaining the highest levels of professionalism. This is achieved by continually developing skills and knowledge, so that we can offer you the highest possible level of service. Steven Rowe, Director and Independent Financial Adviser with Lucent Financial Planning Ltd. has achieved the level of ‘Chartered Financial Planner’. This represents the pinnacle of professionalism in the arena of Financial Advice. To achieve this, the following criteria have had to be met: • Hold the Advanced Diploma in Financial Planning • Have over five years’ relevant industry experience (not necessarily post-qualification) • Adhere to the Chartered Insurance Institute’s (CII’s) Code of Ethics and Conduct • Demonstrate three years’ existing Continuing Professional Development (CPD) and commit to maintaining this activity.

Qualifications

• Fellow of the Personal Finance Society (FPFS) • Advanced Diploma in Financial Planning • Society Trusts & Estate Planning (STEP) certificate • Diploma in Financial Planning • Financial Planning Certificate • Certificate in Life and Pensions • Certificate in Equity Release

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  • "As a seasoned investor, I had always made my own decisions regarding where and when to invest my money. However, when it came to investing my substantial pension fund I felt that I needed to bring on board some professional expertise to ensure that it was protected whilst still allowing it to grow until I took my annuity. Steven Rowe helped me to understand what options were available to me and helped me to finalise my investment portfolio strategy. I now have a balanced portfolio consisting of several investments ranging from safe options offering guaranteed modest growth right through to higher risk investments that could yield much higher returns over the next few years. His help in achieving this outcome has been invaluable and I would recommend anyone who has a large sum of money to invest to seek his advice before making any final decisions."
    Steve from Halesowen
  • "Lucent Financial Planning were of great assistance to me and my girlfriend in helping to purchase my new home. They guided us through the mortgage process ensuring I secured the best deal that was available at the time. As it was our first house purchase, we were anxious about the many problems that could arise. Steve soothed these and took care of a lot of them. He also helped ensure that I am able to keep my home should anything happen to me, through provision of an income protection plan."
    Tristan of Knowle
  • "I would be glad to provide a testimony on the service that you have provided to us. Steve I would like to thank you for your support, understanding and advice. You have provided us with clear and concise details enabling us to make informed decisions. You have been very accommodating and flexible with meeting times, you have provided a professional service and was able to resolve a long running issue with an insurance company, the outcome being financially favourable to me. Again, thankyou for your support."
    Stuart of Solihull