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Financial Planning Blogs
Explore our collection of expert blogs covering all aspects of financial planning. From investment strategies to retirement planning and wealth management, our insights help you make informed decisions and take control of your financial future. Read, learn, and plan with confidence.
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Looking for a specific topic? Browse our blogs by category to find expert insights on investing, retirement, tax planning, and more. Click on a category to explore articles tailored to your financial interests and goals. Start reading now!
Note: Some blogs may contain links to external websites and Lucent Financial Planning Ltd cannot be held responsible for the content of those websites.
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A New Dawn and the Wise Words of a Tortoise
Kick off 2025 with reflections on resilience, growth, and financial wisdom. Steve Rowe shares insights to guide your year ahead.
How Do I Find a Lost Pension?
Discover how to track and reclaim lost pensions in the UK. Learn key steps, tools like the Pension Tracing Service, and tips for managing old pensions.
16 Tips on How To Discuss Estate Planning With Your Parents
Estate planning with parents can be challenging. Use these 16 tips to guide sensitive discussions and ensure their financial security.
What Trumps Happiness?
Discover how to balance optimism, finances, and happiness in 2024. Insights from Steve Rowe on finding joy and financial peace.
15 Reasons Why Retirement Planning Is Important
Discover 15 compelling reasons to prioritise retirement planning. Learn how it safeguards your future, supports your family, and enriches your life.
What Is Financial Protection?
Discover how financial protection safeguards your family and assets. Learn about life insurance, critical illness cover, and income protection.
When Should I Stop Saving for Retirement?
Plan your retirement with confidence. Learn when to start saving, how much to save, and strategies to maximise your pension for financial security.
Is a Financial Planner the Same as an IFA?
Learn the differences between financial planners and independent financial advisers (IFAs). Find out which is better suited to your goals.
Understanding the 2024 UK Budget
Steve Rowe explains key updates from Labour's first Budget in 15 years, including IHT on pensions, CGT changes, and strategies to adapt.
How Much Does a Financial Adviser Cost?
Discover the cost of hiring a financial adviser in the UK. Learn about fee structures, what influences fees, and how advice can save you money.
What Estate Planning Documents Do I Need?
Learn which estate planning documents are crucial for homeowners, young families, business owners, and more. Start securing your legacy today.
What Is a Pension and How Does It Work?
From workplace pensions to SIPPs, find out how UK pension schemes help you save for retirement and why starting early is key to success.
Behavioural Finance: What’s All the Fuss About?
Explore key insights from Lucent's Annual Investment Seminar, featuring discussions on behavioural finance and investment strategies.
What Is Cashflow Modelling?
Cashflow modelling helps you plan for retirement, handle life events, and stay financially resilient. Find out how it works and why it matters.
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What Does Assets Under Management (AUM) Mean?
Learn what Assets Under Management (AUM) means, how it’s calculated, and why it’s important for evaluating funds and investment strategies.
Steve's Financial News Update August 2024
Markets saw dramatic shifts in August 2024, but long-term investing principles remain key. Steve Rowe explains why patience pays off.
What Is Financial Planning?
Discover what financial planning entails and why it’s vital for managing wealth, reducing taxes, and securing your financial future.
What Could Labour's Upcoming Budget Mean for Your Financial Plan?
New Labour Budget October 2024 insights: Learn about possible changes to capital gains tax, pensions, and inheritance tax. Plan your finances effectively.
When Should You Start Saving for Retirement?
Learn the best time to start saving for retirement, the benefits of starting early, and strategies to overcome barriers for a secure financial future.
What Is a Financial Planner and What Do They Do?
Discover how financial planners help manage wealth, optimise taxes, and secure your financial future. A must-read for achieving your goals.
When Is the Best Time to Start Estate Planning?
When should you begin estate planning? Explore key triggers, like acquiring assets or having children, and secure your financial legacy.
What Can Financial Planning Help You Do?
Learn how financial planning helps manage wealth, reduce taxes, and prepare for life's milestones. Start securing your financial future today.
Paying the Price of Being Human
Being human can cost you 3% in investment returns yearly. Explore tips from Lucent to manage emotions and maximize your wealth.
What Is Retirement Planning?
Learn what retirement planning is, why it’s crucial, and how to secure your financial future with strategies for savings, pensions, and investments.
What Is Estate Planning and Why Is It Important?
Learn what estate planning is and how it protects assets, reduces taxes, and secures your legacy for future generations. Start planning today!
General Elections Lead to General Introspections
Discover Lucent’s July updates: election insights, new team members, podcast launch, and tips on aligning wealth with happiness.
May Day, May Day
Discover the history of May Day, updates on Lifetime Allowance changes, and tips to manage your finances effectively this summer.
April Fools Day, or a Life for Fools
Explore the balance between humour and financial wisdom with Steve Rowe's insights on April Fools' Day and smarter investing.
We Fear Change
2024 is a year of change. Steve Rowe helps you navigate financial and personal changes with expert guidance.
Why Do We Grow?
Steve Rowe explores the human motivation behind growth—love—and why it's key to thriving in life and long-term investing.
Steve's Review of 2023
Steve Rowe reviews 2023's financial highs and lows while offering optimistic predictions and strategies for a thriving 2024.
Life's Revolutions
Kick off 2025 with reflections on resilience, growth, and financial wisdom. Steve Rowe shares insights to guide your year ahead.
How Shares Stack Up Against Cash
From inflation to long-term returns, see why investing in shares trumps cash savings and how Lucent Financial Planning ensures smarter financial decisions.
The Enduring Wealth-Creating Power of Work and the Stock Market
Discover why investing in the stock market isn’t as risky as you think. Learn how everyday purchases can drive long-term wealth creation.
Lifestyle Financial Planner of the Year 2023
Learn why Lucent Financial Planning’s commitment to client well-being was celebrated with the Lifestyle Financial Planner of the Year Award.
Feelings vs Statistics
Master your investments by managing emotions and relying on data. Read how to align your financial actions with long-term success.