Financial Planning forLife Events
Life-changing events—like winning the lottery, receiving an inheritance, or selling a business—bring exciting opportunities but also big financial decisions. We help you navigate these moments with confidence, ensuring your newfound wealth aligns with your goals and provides lasting security for the future.
.svg)
Helping You Build a Plan to Navigate Life-Changing Events
When you're going through a life-changing event, we’re not here to hit you with fancy jargon or boring spreadsheets—we’re here to give you peace of mind. Our approach to financial planning is down-to-earth, practical, and tailored to your unique situation.
Here’s where we can help:
Lucent’s Financial Planning:We’ve Got Your Back
When life throws you a curveball, the financial and emotional impact can be a source of stress, confusion, or even fear.
But being prepared for life's big events can ensure stability, confidence, and peace of mind. Here are some of the common events we can help you navigate, ensuring your finances support your life, not the other way around.
.webp){kind=icon}
Death of a Spouse
Losing a spouse is one of the hardest things anyone can go through. At this difficult time, we are here to help you navigate the emotional and financial challenges.
Getting Divorced
Divorce is one of life’s curveballs that hits you emotionally and financially. At this difficult time, we are here to help you navigate the emotional and financial fallout.
Inheriting Money
Inheriting money can be a mix of emotions—there’s the excitement of a financial windfall, but it’s often wrapped up in loss. We are here to ensure your inheritance works as hard as you do.
Leave a Financial Legacy
Leaving a financial legacy is about more than money—It’s about making sure what matters to you lives on. At Lucent, we're here to make sure your wealth reflects your values.
Personal Injury Settlement
Receiving a personal injury settlement can feel like a huge relief after a traumatic experience. We are here to ensure you can maximise your pay-out for long-term security and care.
.webp){kind=icon}
Planning for Later Life Care
We are here to help you build the right financial plan so you can stay in control, protect your savings, and make sure you get the care you deserve—without leaving your loved ones to pick up the bill.
Selling a Business
You’ve closed one chapter—Now let’s make sure the next one’s even better. At Lucent, we are here to ensure the proceeds from your business exit work as hard as you did.
Winning the Lottery
Winning the lottery can set you up for life—there’s the excitement of a significant financial windfall, but it comes with added stress. We are here to ensure your winnings set you and your family up for life.
Why Choose Lucent for Your Family’s Financial Planning?
Our financial planners, with the support of our wider team, work tirelessly to ensure our clients receive the highest standards of advice and care. We are proud of the reviews we receive on third party sites.
What Our Clients Say
We’ve helped hundreds of clients in Birmingham and across the Midlands achieve financial peace of mind, freedom, and happiness.
Here’s what a few of them have to say...
"Kate has made everything so clear and easy to understand and has put together a retirement and pension plan that supports my future wishes and ambitions."
"I'm really happy with their service! They took the time to understand my unique situation and goals, ensuring every recommendation aligned perfectly with my needs."
"From the very first moment of meeting, we were made to feel so welcome. We felt so relaxed and at ease. We felt staff were honest and trustworthy and talked in a way we understood."
"Steve understands our objectives, listens to our needs and what we require. He advises us how to best achieve our goals and encourages us to go ahead with our retirement. We are very happy with the current progress."
"Our primary concern was getting our pensions in order, Kate took a different approach and asked what we wanted from our retirement. This wasn't just financial planning, this was lifestyle financial planning."
"We have used Lucent for several years and found them outstanding advisors. Steve Rowe is an outstanding example of how a brilliant advisor can turn around even the most sceptical client."
"Keely has been excellent in explaining so we clearly understand our pensions and investment options. The outcome has exceeded our expectations, the service we have received from Keely Woods has been exceptional."
"We have been with Steve for over 10 years. We have got to treat him as a friend now. Steve has guided us through some tough times on the way to retirement, we have always trusted his judgement."
"Steve has also stepped in with advice that has saved a significant amount in taxation over the past year and helped me in readiness for retirement."
"Luke has listened and understood our needs and provided very thorough explanations of our options to enable us to make a very informed decision."
"From the very first moment of meeting, we were made to feel so welcome. We felt so relaxed and at ease. We felt staff were honest and trustworthy and talked in a way we understood."
"Steve I would like to thank you for your support, understanding and advice. You have provided us with clear and concise details enabling us to make informed decisions."
Ready to build your financial plan?
Contact Lucent today to start building a financial plan that secures you and your family’s future and maximises your earning potential.
- Do you have investible assets of £500k or more and seek professional financial planning?
- Are you focused on growing your wealth while balancing family and career responsibilities?
- Do you want to optimise your tax position and investment strategy during your peak earning years?
- Are you looking for guidance on planning for your children’s education and your future financial goals?
If you answer yes to the above, get in touch.