Financial Wellness
Money worries keep many people up at night—whether it’s uncertainty about the future, financial pressures, or feeling out of control. At Lucent, we can help you regain confidence, reduce stress, and build a secure, worry-free financial future.

Money is Supposed to Make You Happy, Right?
Let’s face it—money can be a real source of stress. Even when you’re sitting on a pile of it, somehow, it’s never quite enough to stop those nagging worries. At Lucent, we know that true financial wellbeing isn’t just about spreadsheets and investments; it’s about untangling the emotional knots that keep you up at night, worrying about money.
Our Financial Wellness Service is designed to free you from those pesky emotional baggage claims, so you can finally enjoy the wealth you’ve built—without all the drama.
What’s Holding You Back?
Ever felt guilty for spending your own money? Or frozen with fear at the thought of a big financial decision? You’re not alone.
Here are a few ways your emotions might be holding you hostage:
Can’t Commit to a Big Purchase?
Whether it’s that holiday home or a sports car, something’s stopping you—maybe you just need permission to spend what’s yours.
Stuck in a ‘Money Mindset’ from Childhood?
If you grew up in a ‘save every penny’ household, those habits might be creeping into your millionaire lifestyle. It’s time to let go.
Inherited Wealth Guilt?
Your loved ones left it for you, but you’re still feeling the need to honour their ‘wishes.’ Problem is, their wishes might not align with your life.
Fear of Losing it All?
If you’re living the high life, the thought of losing your wealth can feel like a constant dark cloud. It doesn’t have to be this way.
What Happens if You Don’t Deal With This?
Ignoring these emotional blocks can lead to a host of problems:
- You Miss Out on Opportunities: Constantly second-guessing yourself leads to hesitation, and that can cost you big opportunities—whether it’s a savvy investment or just splurging on a holiday.
- Strained Relationships: Money fights are real, and they can put pressure on marriages and partnerships.
- Living with Guilt: You might end up feeling regret for not enjoying life the way you should, weighed down by guilt.
- Risking Financial Instability: Living the good life is fun until it’s not. Without proper planning, you could run the risk of burning through your wealth faster than you think.
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Lucent's ComplimentaryFinancial Wellness Service
Here at Lucent, we don’t just plan your finances—we set you free from the emotional chains that keep you from enjoying it.
As part of our holistic financial planning service, we offer complimentary access to a Financial Wellness counsellor who can help you with:
Personalised Guidance
Our counsellor and advisors help you uncover what’s holding you back, so you can make decisions confidently and stop stressing.
Aligning Your Goals with Your Heart
Forget what society says—what do you want? We help you use your wealth in a way that makes you truly happy, not just tick a box.
Breaking Free from Emotional Barriers
Let’s break up with guilt, fear, and societal expectations, so you can start living the life you’ve worked hard to build.
Building Long-Term Confidence
With a solid financial plan, you’ll feel secure enough to enjoy your wealth without that constant worry.
How It Works

1. Professional Counsellor Support
You’ll be guided by a financial wellbeing expert who gets it—no judgment, just solutions.

2. Three Sessions to Break Free
Most clients find that three counselling sessions do the trick. More are available if needed.

3. No Extra Cost, Just Extra Peace
Yep, it’s included as part of your comprehensive financial planning package.
Listen to Our Podcast: Juggling Mind & Money
Juggling Mind and Money is our Podcast with Steve Rowe and Jessica Schlupp-Taylor.
Steve is our founder and an award-winning independent financial planner. He helps you to use your money and have a great life. Jess is a psychologist supporting people through change, challenges and forks in the road of life.
In each episode they tackle some of the biggest worries people have about money. Together they will help you unblock the sludge in your mind, and help you achieve financial and psychological happiness.

Ready to kick financial anxiety to the curb?
Contact Lucent today and start living your best life—without the money worries.
- Do you have investible assets of £500k or more and seek professional financial planning?
- Are you focused on growing your wealth while balancing family and career responsibilities?
- Do you want to optimise your tax position and investment strategy during your peak earning years?
- Are you looking for guidance on planning for your children’s education and your future financial goals?
If you answer yes to the above, get in touch.
FAQs
Financial wellbeing goes beyond just managing your assets. It’s about achieving peace of mind around your financial decisions and overcoming emotional barriers that prevent you from using your wealth to live a happier life.
Our tailored sessions are designed to identify the emotional sources of your financial anxiety and help you break free from them. We provide practical financial advice while addressing the emotional side of money management.
No, the service is for any of our clients who feels financial anxiety or emotional conflict around their money, regardless of their wealth level. We work with you to achieve both financial independence and emotional peace.
Still have questions?
If you've got a question we haven't answered, we'd love to hear from you.