Tax Planning
Tax planning might not sound like a thrill ride, but trust us—it’s the key to keeping more of what’s yours. At Lucent, we are here to build smart strategies around your tax so you can keep more money and stress less.

How We Help People Who Need Tax Planning Advice
Tax planning might not sound like a thrill ride, but trust us—it’s the key to keeping more of what’s yours. At Lucent, we do things differently. We don’t just shuffle numbers and send you off with a bill. Our tax planning is built into your whole financial strategy, ensuring your wealth stays in your pocket, not the taxman’s.
Whether you’re navigating the tricky waters of inheritance tax or juggling the complexities of corporation tax, we’re here to make sure you’re always ahead. Ready to make tax planning less of a chore and more of a smart move? Let’s get to it!
What’s Holding You Back?
Most people don’t realise how much they’re handing over to the taxman unnecessarily. It’s not just about the numbers—it’s about how your entire financial life is structured. Without a proper plan, you could be giving away more than you need to.
If you’re a family or an individual, you might be unsure about how things like income tax, capital gains tax, or inheritance tax could impact your future. Maybe you’re missing out on allowances or reliefs that could save you thousands.
If you’re a business owner, the maze of corporation tax, VAT, and personal income tax might feel like it’s never-ending. Trust us, we’ve seen it all, and we’re here to help you stop overpaying and start keeping more of what’s rightfully yours.
What Happens if You Don’t Take Action?
Letting tax inefficiencies pile up can seriously drag down your wealth, and nobody wants that. If you’re not on top of things, you could find yourself missing out on opportunities or leaving your family with an inheritance tax headache that wipes out a good chunk of your legacy.
The sad truth is, without proper planning, both your personal and business finances could end up paying more tax than they should. And when the taxman gets more, you get less—less to invest, less to enjoy, less to live the life you’ve worked hard for.

The Lucent Difference: Tax Planning Done Right
At Lucent, we don’t believe in separating tax planning from your overall financial picture. That’s like trying to bake a cake without mixing the ingredients. Our approach is to weave tax efficiency into everything we do for you—from your investments to your retirement plan, to how you pass your wealth down to the next generation.
We take a close look at your finances, ensuring you’re making the most of income tax allowances, capital gains tax exemptions, and smart inheritance tax planning. We’ll help you use tax-efficient investments like ISAs and pensions to grow your wealth, all while keeping the taxman at bay.
We’ve got you covered too. Whether it’s structuring your business for maximum tax efficiency or helping you navigate the choppy waters of VAT and corporation tax, we’ll make sure you’re not overpaying. And because we’re looking at both your personal and business finances, you won’t find any gaps where taxes can sneak in and surprise you.
Why It Matters: Keeping More of Your Money
Let’s cut to the chase: without proper tax planning, you’re giving away more of your hard-earned money than you need to. A solid tax plan can save you thousands in taxes, money that could be better spent on the things that matter to you—whether that’s investing in your future, enjoying life’s pleasures, or securing your family’s financial wellbeing.
Our goal? To help you pay as little tax as legally possible, while still staying fully compliant with UK tax regulations. We believe in being smart, not reckless. By the time we’re done, you’ll be feeling pretty good about the fact that more of your wealth is working for you—not disappearing into the black hole of tax.
Ready to make your financial future more tax-efficient?
Contact Lucent today so we can build you a full financial plan that covers all aspects of your wealth, including tax planning.
- Are you looking for strategies to reduce your tax liability while maximising your wealth?
- Do you want professional advice on managing taxes related to investments, income, and inheritance?
- Are you interested in optimising your financial plan for tax efficiency?
- Do you need guidance on structuring your wealth in a tax-efficient manner to protect your assets?
If you answer yes to the above, get in touch.
FAQs
No, tax planning is fully integrated into our comprehensive financial planning service. We believe in a holistic approach that makes every part of your finances tax-efficient.
Tax planning touches every aspect of your financial life, from income to investments to retirement. That’s why we make sure it’s an integral part of your financial strategy.
Absolutely. We specialise in crafting tax strategies that consider both your personal and business finances, ensuring that they work together efficiently.
Still have questions?
If you've got a question we haven't answered, we'd love to hear from you.