Introduction to the Video

Managing your own investments might seem appealing, especially if you’ve embraced evidence-based investing. However, as this video explains, while it’s possible to go it alone, it’s not always the best approach for achieving optimal outcomes.

Vanguard, a leader in low-cost index funds, highlights the benefits of working with a financial adviser through their "Adviser’s Alpha" framework. Advisers add value by acting as behavioural coaches and helping clients avoid costly mistakes, such as performance chasing—investing in yesterday’s winners in the hope of future success—or attempting to time the market, often arriving too late to capture real returns.

The video emphasises that a good adviser becomes even more valuable during periods of market volatility. When emotions run high and the temptation to sell is strong, an adviser’s guidance can help you stay the course and stick to your long-term plan, maximising your chances of success.

While it’s possible to manage your investments without advice, this video explains why working with an adviser can save you from costly errors and provide a smoother path to achieving your financial goals.

Disclaimer: This video does not constitute financial advice. We recommend that you speak to a qualified financial planner for advice tailored to your individual circumstances and goals. Financial markets may go up or down, and you are not guaranteed a return on your investment. Past performance is not necessarily a guide to future performance.