Introduction to the Video
Investing might seem straightforward, but human behaviour often makes it far more challenging than it needs to be. In this video, Professor Arman Eshraghi from Cardiff Business School explores the psychological tendencies that hinder effective investing and offers practical strategies to overcome them.
Professor Eshraghi explains how our reliance on intuition and instinct, which serve us well in other areas of life, can lead to poor financial decisions. He also discusses “present bias,” our natural tendency to focus on the short term while neglecting long-term goals like retirement planning.
The video emphasises the importance of shifting to a long-term perspective and avoiding emotional reactions to market fluctuations. Solid research shows that long-term investing, particularly in equity markets, can yield strong returns at relatively low risk if approached consistently and rationally.
For those who struggle to stay disciplined, having a financial adviser can provide valuable guidance and help maintain focus on what truly matters. This video is a must-watch for anyone looking to refine their investment strategy and build wealth over time.
Disclaimer: This video does not constitute financial advice. We recommend that you speak to a qualified financial planner for advice tailored to your individual circumstances and goals. Financial markets may go up or down, and you are not guaranteed a return on your investment. Past performance is not necessarily a guide to future performance.
